
Insurance
Occupational accident vs workers' comp: what leased owner-operators actually carry
Most carriers offer an occ/acc policy as a payroll deduction. The coverage is real but the gaps are larger than the brochure suggests.
Occupational accident, workers' comp, non-trucking liability, and rideshare endorsements. Coverage gaps drivers don't find out about until they need to file, and how to read the policy before you sign.

Most carriers offer an occ/acc policy as a payroll deduction. The coverage is real but the gaps are larger than the brochure suggests.
Equipment loans, lease-to-own, and refinancing each have their place. Compare options from vetted partners and run the math for your route.